Asset finance for growing businesses.
Asset Finance
Vehicles, plant and equipment funded with the right structure, preserving cash flow and capturing the tax outcome you should have.
Overview
What we do for you.
Vehicles, plant, equipment and technology, structured through the funding option that suits your business. Asset finance can help preserve working capital, and different structures carry different accounting and tax outcomes. We coordinate with your accountant on structure, and arrange the credit facility itself. Approval is subject to the lender's assessment.
- Chattel mortgages
- Hire purchase
- Novated leases
- Balloon & residual refinance
- Import & equipment financing
- Fleet & plant finance
Frequently asked
What clients ask us most.
- Chattel mortgage vs novated lease, which is better?
- A chattel mortgage suits businesses claiming GST and depreciation; a novated lease is built for employees packaging a vehicle through salary. The right choice depends on the entity buying and the tax position behind it.
- Can I finance second-hand or imported equipment?
- Yes. Most lenders fund used equipment to a maximum age (often 5–10 years at term end). For imports, we coordinate the funding to align with shipping and commissioning timelines.
- Do I need a deposit for asset finance?
- Not always. Established businesses can typically access 100% finance with a balloon. Newer entities or higher-risk asset classes may require 10–20% deposit.
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