Mont CapitalMont Capital

Services

One brokerage.
The full lending spectrum.

Specialist depth in commercial lending, supported by full-service capability across residential, business, asset, SMSF and specialised lending.

What we offer

A holistic approach to your financial growth.

Six specialist lending services, one trusted partner. From your first home to your next commercial acquisition, Mont Capital is built to support every stage of the financial journey.

Home Loans
Commercial Property Loans
Business Loans
Asset Finance
SMSF Lending
Specialised Lending
Home Loans

Home loans, clearly structured.

Home Loans

From your first home to your next investment, we compare and structure home loan options that suit your circumstances and goals. We take the time to understand your position before we go to market, so any loan we recommend is suitable for you, not simply available. Approval is subject to the relevant lender's credit assessment.

  • First-home buyer loans
  • Owner-occupier home loans
  • Investment property loans
  • Construction loans
  • Bridging finance
  • Refinancing & restructuring
Discuss your scenarioFrequently asked questions
Commercial Property Loans

Specialist commercial property finance.

Commercial Property Loans

Commercial property funding is rarely straightforward, and the wrong structure can add unnecessary cost over the life of the facility. Our specialist experience covers acquisitions, developments and refinances across most commercial asset classes, with access to a broad panel of bank, non-bank and private credit lenders. All facilities are subject to the relevant lender's credit assessment.

  • Industrial, retail & office properties
  • Specialised assets (medical, childcare, hospitality)
  • Residential apartments & townhouses
  • Land bank, subdivision & development finance
  • Private credit & non-bank solutions
  • Refinance & restructuring
Discuss your scenarioFrequently asked questions
Business Loans

Funding for your next business chapter.

Business Loans

We work with businesses through every stage of the lifecycle, start-up, growth, expansion and succession. From cash flow facilities and equipment fit-outs through to trade finance and acquisitions, we structure funding options designed to suit your operating cycle. All facilities are subject to the lender's credit policy and assessment.

  • Term debt & working capital
  • Trade finance
  • Debtor (invoice) finance
  • Business acquisition finance
  • Restructuring & refinancing
  • Overdraft facilities
Discuss your scenarioFrequently asked questions
Asset Finance

Asset finance for growing businesses.

Asset Finance

Vehicles, plant, equipment and technology, structured through the funding option that suits your business. Asset finance can help preserve working capital, and different structures carry different accounting and tax outcomes. We coordinate with your accountant on structure, and arrange the credit facility itself. Approval is subject to the lender's assessment.

  • Chattel mortgages
  • Hire purchase
  • Novated leases
  • Balloon & residual refinance
  • Import & equipment financing
  • Fleet & plant finance
Discuss your scenarioFrequently asked questions
SMSF Lending

Specialist SMSF credit, alongside your adviser.

SMSF Lending

SMSF property lending involves complex compliance requirements and a narrow lender pool. We assist trustees with the credit side of a Limited Recourse Borrowing Arrangement (LRBA), working alongside your licensed financial adviser and accountant, who remain responsible for assessing whether SMSF property investment is suitable for your fund. We do not provide financial product, taxation or superannuation advice.

  • Residential SMSF loans
  • Commercial SMSF loans
  • SMSF refinancing
  • Limited Recourse Borrowing Arrangements (LRBAs)
Discuss your scenarioFrequently asked questions
Specialised Lending

Lending policies built around your profession.

Specialised Lending

Many lenders offer specialised lending products and policies for select professions and industries, from waived LMI and discounted pricing through to higher LVR allowances and tailored servicing models. We have access to the bank and non-bank lenders who write this business, and we know which policies actually apply to your circumstances. All facilities remain subject to the relevant lender's credit assessment.

  • Healthcare professionals, doctors, dentists, pharmacists, vets
  • Legal, accounting & financial services
  • Mining, engineering & resources
  • Agribusiness & farming
  • Defence force personnel
  • Education, teachers & academics
Discuss your scenarioFrequently asked questions

How we work

A clear, considered process.

  1. 01

    Discovery

    We start by understanding your goals, short-term needs and long-term direction.

  2. 02

    Strategy

    We design the right facility structure before we go to market, lender selection, terms and timing.

  3. 03

    Execution

    We negotiate, package and submit, managing every step through to settlement.

  4. 04

    Long-term review

    We stay alongside you, annual reviews, restructures and the next opportunity.

Next step

Ready to explore the right facility?

View our full processView our lender panel

Let's talk

Whatever you're planning,
let's talk it through.

A short, no-obligation conversation is the best place to start. Tell us about your goals and we'll explain the options available across our lender panel.

Book a consultation